SEPA API SOLUTION

Accept payments easily from 34 SEPA countries. Modular SoftSystems SEPA API solution can be integrated with your Payment, Accounting and ERP systems. Export all data to several different formats. Get instant updates when a payment gets through.

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SEPA API

Accept payments easily from 34 SEPA countries. Modular SoftSystems SEPA API can be integrated with your Payment, Accounting and ERP systems. We offer instant updates when a payment gets through, so there is no need to check bank account repeatedly. Our clever yet simple API makes the integration process incredibly robust and is built for volume. Besides, it allows for direct refunds and can export all data to several different formats.

SEPA stands for Single Euro Payments Area. It has a total population of more than 500 million citizens and over 20 million businesses, who can send and receive payments in Euros with the same conditions, rights, and obligations. The European Union developed the SEPA standards to allow for streamlined bank transfers denominated in euro, through the adoption of consistent and uniform bank account numbers called IBAN. Advantages of Europe-wide standardized account numbers include quick processing of transfers and equal costs for bank transfers across borders, allowing merchants to receive payments from customers all over Europe. Customers receive the benefit of wide availability, quick payment processing and low transaction costs.

What is API?

Application Programming Interface (API) is a set of subroutine definitions, protocols, and tools that are necessary for building application software. In other words, it is a set of clearly defined methods of communication between various software components while creating a computer program. Our SEPA API refers to computer programs that are made for SEPA payments facilitation. It significantly reduces the risk of payment failure and the costs rising from such incidents. We can integrate our SEPA API with your Payment, Accounting and ERP systems. Using Modular SoftSystems SEPA API bank transfers can be made from any European IBAN account to any other European IBAN account. Bank transfer payments are a very familiar and safe way for customers to purchase online. They use their own trusted online banking environment to transfer money. SEPA bank transfers are supported in 34 European countries.

Main functions of Modular SoftSystems SEPA API include:

  • Conversion of SortCodes and Account Numbers
  • Checking of BIC codes
  • Performing IBAN Validation
  • Validating payments reference data for SEPA compliance

Using our SEPA API to receive payments through SEPA bank transfers allows businesses to offer all major payment methods through a single integration. We offer instant updates when a payment gets through, so you don’t need to check your bank account. Our clever yet simple API makes the integration incredibly robust and built for volume. Our API allows for direct refunds and can export all your data to several different formats for bookkeepers.

Next frontier


sepa sct instInstant payments may be considered as the next frontier of development in the payments industry. In partnership with Bank of Lithuania we are preparing our system for transmitting data between our system and SEPA-MMS SCT Inst. At the end of this year we are planning to offer integrations for our clients.

  • SEPA API
  • What is API?
  • Next frontier